Tinjauan Hukum Ekonomi Syariah Terhadap Praktik Arisan Online Di Grup Whatsapp
Abstract views: 15
,
PDF downloads: 9
Abstract
One way to improve Muamalat's economy can be done by using Arisan. Arisan is a social phenomenon that occurs in various regions. Currently, Arisan has become a common activity carried out by the community, both in government offices, the business sector, households, schools, and even in places of worship. This study aims to examine the practice of online arisan, because there are several deficiencies in the online arisan system used so far. This study uses an empirical legal research method with a case study approach, which takes issues surrounding the practice of online arisan from the perspective of Islamic business law. Based on the results of this study, it can be concluded that online arisan involves elements of wakalah, but there is a conflict between the practice of online arisan and Islamic trade law (Qardh and Wakalah) because there is uncertainty (gharar) and elements of gambling (maysir), and there are significant debts and receivables. In Fiqh Muamalah, the term used is Riba Dayn. Therefore, the author proposes to abolish the two systems and replace them with a system based on sharia economic principles.
Abstrak
Salah satu cara untuk meningkatkan perekonomian Muamalat dapat dilakukan melalui penggunaan Arisan. Arisan adalah sebuah fenomena sosial yang terjadi di berbagai wilayah. Sekarang ini, Arisan telah menjadi kegiatan yang umum dilakukan oleh masyarakat, baik di kantor pemerintahan, sektor bisnis, rumah tangga, sekolah, dan bahkan di tempat ibadah. Penelitian ini bertujuan untuk mengkaji praktik arisan online, karena terdapat beberapa kekurangan dalam sistem Arisan online yang digunakan sejauh ini. Penelitian ini menggunakan metode penelitian hukum empiris dengan pendekatan studi kasus, yang mengambil masalah seputar praktik arisan online dari perspektif hukum bisnis Islam. Berdasarkan hasil penelitian ini, dapat disimpulkan bahwa arisan online melibatkan unsur wakalah, namun terdapat konflik antara praktik arisan online dan hukum dagang Islam (Qardh dan Wakâlah) karena terdapat ketidakpastian (gharar) dan unsur perjudian (maysir), serta terdapat utang piutang yang signifikan. Dalam Fiqh Muamalah, istilah yang digunakan adalah Riba Dayn. Oleh karena itu, penulis mengusulkan penghapusan kedua sistem tersebut dan menggantinya dengan sistem yang berlandaskan prinsip ekonomi syariah.
Downloads
References
[2] DIYAH AYU PUSPITASARI, “TINJAUAN HUKUM ISLAM TERHADAP PRAKTIK ARISAN ONLINE TAS BRAND GOSH dan BELLAGIO (Studi Kasus Pada Akun Instagram @goshboyolali_kenshop),” IAIN Surakarta, Surakarta, 2020.
[3] ALFIYAA ULFA WIJAYANTI, “Tinjauan Hukum Islam Terhadap Praktik Arisan Online (Studi Grup Wa Ghibah Arisol Mama Muda Di Semarang),” UIN Walisongo Semarang, Semarang, 2022.
[4] Sugiyono, Metode Penelitian Kuantitatif, Kualitatif, Dan R&D. Bandung: Alfabeta, 2016.
[5] Muhammad Ash-Shiddiqy, “Analisis akad pembiayaan Qardh dan upaya pengembalian pinjaman di lembaga keuangan mikro syariah,” Conference on Islamic Management, Accounting, and Economics (CIMAE) Proceeding, vol. 1, no. 1, hlm. 104.
[6] Dewan Syariah Nasional MUI, “FATWA DEWAN SYARI’AH NASIONAL NO: 19/DSN-MUI/IV/2001 Tentang AL-QARDH,” dipresentasikan pada FATWA DEWAN SYARI’AH NASIONAL, MUI, 2001, hlm. 4.
[7] Ramadhita, “AKAD ARISAN ONLINE: ANTARA TOLONG MENOLONG DAN RIBA?,” Al-Mashlahah: Jurnal Hukum Islam dan Pranata Sosial Islam, vol. 8, no. 1, 2020.
Copyright (c) 2023 Jurnal Hukum Ekonomi Islam
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
